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Investment Management Services

Investment Management Process

We believe strongly the best investment management strategy is one you'll stick to. We expertly craft your investment policy statement to provide you the confidence to stay the course in both good and bad economic cycles.

We do this one-on-one with you through:

  • A comprehensive personal financial "Total Client Profile" process.
  • A scientifically validated process of gauging your true feelings about financial risk.
  • Investment education and portfolio explanation so you understand how – and why – your investment management plan will work for you.

Without a core understanding of who you are as an investor, and what investment management strategies may be appropriate for you – we can't build a solid foundation to grow and protect your wealth.

Many financial advisors skip through the process quickly to close a sale. We believe attention to detail in the creation of your investment plan starts at the very beginning of our relationship.

Investment Management Strategy

The core of our investment management strategy is rooted in academics and investing science that has been time tested and validated by Nobel Prize winning financial theorists. Our investment management strategy is grounded in 5 key factors designed to deliver client-focused results:

  • Markets are efficient – The security markets do an excellent job of effectively pricing in all known and expected information available. We do not time the market or select securities based on "gut feelings" or emotion.
  • Diversification is key- Diversification reduces the risk associated with specific securities and asset classes. Our portfolios hold roughly 12,000 of the worlds companies and debt issues across 40 plus countries.
  • Risk and return are purely related – The compensation for enduring increased levels of risk is the potential for greater investment returns. Balancing this risk is the art that goes into the science of portfolio structure.
  • Portfolio structure – The number one determinant of performance is portfolio structure. We create and manage an investment strategy designed to balance growth and wealth preservation with your personal financial needs in mind.
  • Momentum happens – We allocate and implement long term investment strategies, but we don't walk away blindfolded. Rather, we stay in tune with the security markets because market participants are human – and humans aren't wired for successful investing. As momentum swings negatively we periodically implement investment strategies to reduce downside volatility.

Our investment management strategy is designed to deliver the confidence necessary to allow our clients financial inspiration throughout their retirement lifetime.

Our portfolios are created using DFA and Vanguard Institutional mutual funds and exchange traded funds (ETF's) as core holdings. These institutional funds and ETF's offer lower costs, lower trading fees, more efficient operations with broader diversification than standard retail or loaded funds. As a fee only financial advisor, our only incentive is delivering the results our clients need to realize their vision of retirement. We choose only the very best investment solutions completely independent of brokerage or insurance firms.

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